Relationship Banker

Company: Flagstar Bank
Location: Canton
Posted on: January 11, 2022

Job Description:

A sales and service position with a primary goal of helping customers by discovering financial needs and processing transactions. The Relationship Banker will provide an outstanding customer experience by resolving customer issues, opening new accounts, and offering convenience services. Sr. FSRs will also partner with the branch team and specialists (loan officers, financial consultants, and business bankers) to ensure our customers have access to experts who can help them achieve their financial goals. Primary transaction person. Operates with more authority and experience than a Financial Service Representative. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with customers.Job Responsibilities: Meet and exceed sales and -- -referral goals-- - by-- - working-- - with customers -- -to-- - build-- - and deepen relationships by uncovering financial-- - needs, and recommending the best products, services and-- - solutions to meet -- -those needs. Ensure -- -the-- - customer's-- - needs are met by partnering -- -with-- - the appropriate -- -specialist (branch team, FC, and MLO) to serve the-- - customer's-- - banking, mortgage and investment needs. This-- - may include participation in-- - 'Call-- - Nights'.Process Transactions/Customer-- - Service. -- -Greet customers-- - and ask questions to -- -determine-- - their-- - needs. Process financial transactions-- - (cash and non-cash bank transactions, balance inquiries, cashier's checks, money orders, cash advances with credit cards, etc.) in-- - an-- - accurate-- - and efficient manner in accordance with operational-- - and regulatory guidelines. Assist with customer questions and/or issues -- -relating -- -to their accounts.-- - Demonstrate strong customers service skills and the ability to resolve problems and prevent customer dissatisfaction.Maintain -- -operational-- - standards including balancing cash drawers at the end of each shift, processing CTR reports and transactions, and opening and closing procedures of the branch. -- -May also include ATM and vault balancing, opening and closing-- - procedures of the branch, etc. Acquire and maintain up-to-date knowledge of applicable policies, procedures, guidelines and bank operating systems.Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies. Job Requirements:1 year previous retail banking experience required or 1 year previous retail banking, finance or equivalent sales and customer service experience requiredProven customer service skills and the ability to resolve problems and prevent customer dissatisfaction.Demonstrated ability to work -- -well in a team environmentDemonstrated computer proficiencyDesire and willingness to call on prospects and existing clients for sales opportunities.Strong listening, verbal and written-- - communication skillsDemonstrated ability to work-- - well in a team environmentDemonstrated ability to follow company -- -policies, guidelines and proceduresStrong attention to detail and ability to multi-taskDemonstrated ability to maintain confidentiality using-- - tact and diplomacyMaintain professional dress attire and demeanorAbility and willingness to work branch hours, including weekends and some evenings-- - J-Hrly

Keywords: Flagstar Bank, Canton , Relationship Banker, Other , Canton, Michigan